Home insurance 'ought to cover watches and accessories'

First published: 23-09-2009

People investing in cover for their home in the event of burglary, fire or accident ought to look at the bigger picture when listing items to be included in their policy, it has been asserted.

Ben Tyte, the business manager for Sainsbury's Home Insurance, explained that sports equipment, bags, shoes, watches, coats and other items of clothing are often overlooked by those wanting to insure their items, instead focusing on electronics and the like.

He explained that people need to be sure they realise just how much their home's contents can be worth - and that many people may easily overlook the worth of a watch.

Mr Tyte highlighted other commodities to help in the task of insuring, adding: "The Association of British Insurers has a very good tool on their site which essentially gives the customer a little [touch] of encouragement to walk around the house and go to every room and think about everything they would possibly need to cover."

According to a recent study by Sainsbury's Home Insurance, one in three undergraduates (34 per cent) has no home insurance cover for their belongings and a further ten per cent do not know whether they have cover or not.

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